Meet your loan officer
Joey Hummel
NMLS# 2363474
Helping veterans and families build the home they've earned — with the expertise to make it happen.
NMLS Licensed
NMLS# 2363474
VA Loan Specialist
Certified VA lending expert
Construction Financing
One-time & Two-time close VA construction loans
Texas-Based
Serving veterans & families statewide
From the Marines to Mortgage Lending
Joseph “Joey” Hummel is a Marine Corps veteran, mortgage lending professional, and Co-Founder and Chairman of the Reel Warriors Foundation, a veteran-led nonprofit dedicated to helping veterans rediscover the camaraderie, purpose, and community they experienced during their time in service. Through fishing, hunting, outdoor experiences, and community events, Joey and Reel Warriors work to bring veterans together, build lasting relationships, and create opportunities for veterans and their families to stay connected long after the uniform comes off. His commitment to service continues to shape both his community involvement and the way he approaches his career. Professionally, Joey specializes in VA home loans, VA construction loans, construction financing, and custom home building financing throughout Texas, with a strong focus on San Antonio, Bulverde, Boerne,Texas Hill Country, and throughout the United States. As both a veteran and an experienced mortgage lender, he understands that financing a home—especially building a custom home—is about much more than finding a loan. Joey works closely with veterans, homebuyers, Realtors, builders, and financial professionals to simplify the mortgage and construction process, explain every step, and help clients make confident financial decisions. Whether you’re using your VA home loan benefit, purchasing a home, buying land, or financing a custom home from the ground up, Joey’s approach is built around education, communication, integrity, and putting the client’s goals first.
What Joey Stands For
Veterans First
Joey's practice is built around the VA loan benefit — ensuring every eligible veteran understands and maximizes what they've earned through their service.
Transparent Process
No surprises, no runaround. Joey walks every client through each step of the loan process with clear timelines, honest answers, and direct communication.
Custom Build Expertise
Most lenders shy away from construction loans. Joey specializes in them — with deep builder relationships and experience navigating the complexities of new construction financing.
Long-Term Partnership
Joey's goal isn't just to close your loan — it's to be your trusted resource for every real estate and financing decision for years to come.
Ready to Work with Joey?
Whether you have questions about your VA eligibility, want to explore a custom build, or are ready to start your application — Joey is here to help.